If Mortgages Were Pants, Which Is the Best Fit for You?

Not everything you need to know about mortgages involves FICO scores, basis points, and loan to value ratios. Most people don’t need to fill their head with this kind of jargon anyway…so we’re simplifying it by comparing each major mortgage type to a pair of pants. Why pants? Well most of us wear pants or…

What you need to know about home appraisals in Los Angeles when qualifying for a mortgage

The appraisal is an important of the real estate transaction especially when getting a mortgage. We’ll cover some of the most important points here and in the video below: Why is the appraisal important when buying a home and getting financing? How does the appraisal impact a seller’s decision on which offer to go with?…

Naples Long Beach: A Local’s Guide to Fun in the Canals

Naples in Long Beach is a truly special place in Southern California and many life long Angelenos still haven’t experienced all that it has to offer. After a few years of living in Naples and a few more living in nearby Belmont Shore, I’m sharing all my recommendations so you can enjoy Naples Island like…

My Mailman: the unlikely property investment mogul

My mailman’s my hero. Well, actually it was my mom’s mailman from my childhood home in Wilmington. He owned a shit ton of real estate that he gradually acquired over many years. And he diversified too! He had a solid property mix which included single family and multifamily properties in California and Oregon. As time…

Refresh Your Home (and Life) with Friluftsliv

What is Friluftsliv? Say “Hallo!” to the Norwegian concept of friluftsliv, which translates to “open air life” in English. It’s a way to create a year-round outdoor gathering space that’s going global. Pronouncing it seems hard  (but not really, see below) but utilizing it in your home is not! Intrigued? Let me tell you more……

Taylor Swift Music For Every Stage of the Mortgage Process

Mortgage Process Tips and Taylor Swift Songs Go Hand in Hand, Obviously I’d be lying if I said the mortgage process can’t be stressful sometimes, but it is definitely worth it. Sure there are decisions and paperwork to get through, but who says you can’t embrace the ups and downs like national treasure Taylor Swift…

House Hacking: How to Make Money in Real Estate By Hustling

I understood the meaning of ‘hustle’ long before I knew the word. Back in the day, I sold candy bars at school to make some extra cash (and yes, I came up with the idea long before Randy was doing the same in The Wire. Great minds think alike. 😉) My mom knew I was…

Free mortgage advice from the top lender in Los Angeles

Let’s take a look at millennials’ financial history

There’s no way around it: you have to build a budget

How much should millennials plan to spend on a home?

What if you fail the 28% rule of thumb test?

What about if you don’t have enough for a down payment?

What else should millennial homebuyers know?

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