Starter Home vs Forever Home

 Here’s a fun Friday night activity to do with your significant other. When you think you wanna buy a home independently, make a list of all of your wants and needs, then present them to one another and go point by point on why each of you are outta your F***ing mind. Yes that’s actually…

Whoops I married my rate

 Here’s one of my least favorite mortgage sales cliches: You marry the house but you date the rate. Every loan officer when rates are high If you’ve never heard this before, it’s trying to convey to a nervous buyer that they’re keeping the house for the long term (marriage) but can refinance out of the…

If Mortgages Were Pants, Which Is the Best Fit for You?

Not everything you need to know about mortgages involves FICO scores, basis points, and loan to value ratios. Most people don’t need to fill their head with this kind of jargon anyway…so we’re simplifying it by comparing each major mortgage type to a pair of pants. Why pants? Well most of us wear pants or…

What you need to know about home appraisals in Los Angeles when qualifying for a mortgage

The appraisal is an important of the real estate transaction especially when getting a mortgage. We’ll cover some of the most important points here and in the video below: Why is the appraisal important when buying a home and getting financing? How does the appraisal impact a seller’s decision on which offer to go with?…

How to Build Credit to Buy a House (and not a Nissan)

“Where your job is your credit” Big Boy from Power 106 (where hip hop lives) If you lived in Los Angeles in the 90s, you KNOW this quote. I remember hearing Big Boy close out every Universal City Nissan radio ad with this classic line SO many times, it formed my entire young adult understanding…

Home Buying Commandments as Told Through ’90s Hip Hop

If I didn’t mention it yet– we added a new member to the Aragon Lending team. My adorable daughter, who, in addition to being stinking cute, requires a lot of late-night attention. (Believe me, this will be brought up at her annual review. 😉) One of the things that have been getting us through the…

Common Real Estate Problems (and What to Drink When You Encounter Them)

There are two types of calls I field at Aragon Lending most often. The most common (and my favorite) are the follow-ups after we score a client a great mortgage and get them into their dream home. Those make you feel fantastic and really make my day. The second most common is the panicked ones…

Free mortgage advice from the top lender in Los Angeles

Let’s take a look at millennials’ financial history

There’s no way around it: you have to build a budget

How much should millennials plan to spend on a home?

What if you fail the 28% rule of thumb test?

What about if you don’t have enough for a down payment?

What else should millennial homebuyers know?

Best Apps for Remote Working

Remote Project Management Challenges and Solutions

Training Remote Employees

Best Remote Team Building Activities

What to consider when building an ADU

Financial Advice from Family and Friends is Free

Truth Time

Reality Check Your Dream House

Options for Making Your Dream Home a Reality

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