Tips for Millennial Home Buyers: How to Overcome Your Home Shopping Fears

If you’re under 40, buying a home might be next on your to-do list. However, if you’ve been putting this decision off recently, it may be because you feel a little overwhelmed by the home buying process.  At a certain age, buying a home is just the next item on that “adulting” to-do list. However,…

Starter Home vs Dream Home – Dreamers Welcome

You might be thinking that buying your dream home is out of the question. Maybe the down payment shock has you cowering in fear or your debt to income (DTI) ratio is a bit lopsided or you and your partner have seriously different ideas on the ideal place to settle OR you’re waiting for your…

The Case for Renting vs Buying via 90s Sitcoms

Wrestling with the Rent Vs Own decision? Forget the pros & cons lists, savings calculators, and amortization schedules. Just look within yourself… …or you can always call us and we’ll help you through it!

Home sellers are kinda like the rest of us…

Our friends at OpenListings shared a super helpful mortgage article that inspired us to breakdown three simple reasons WHY it’s important to get pre-approved before you shop for a home: Are you good for it? Home sellers are kinda like the rest of us…always looking for (pre) approval. Offers from pre-approved buyers carry more weight…because a…

How a Mortgage Works

Understanding how a mortgage works can aid you in all your decisions when it comes to determining what type of financing will best satisfy your needs when buying a property. So follow along with me to learn the basics of how a mortgage works. 1. The Contract Defines the Terms When it comes to financing a…

What is a Jumbo Loan and How to Qualify

Are you looking to buy a new home? You may be surprised to learn what type of property you can get for your money, even in higher priced ranges. Although house prices have been steadily climbing in the Long Beach area, and most of Southern California, they have yet to hit their peak – and that’s good news for you!  Today’s…

Free mortgage advice from the top lender in Los Angeles

Let’s take a look at millennials’ financial history

There’s no way around it: you have to build a budget

How much should millennials plan to spend on a home?

What if you fail the 28% rule of thumb test?

What about if you don’t have enough for a down payment?

What else should millennial homebuyers know?

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