How to find Good Property Deals

 Let’s get real. So real I hope my family doesn’t find this article. Confession: I like my properties the way I liked men in my twenties. With self-esteem issues. (avert your eyes Mama!) And below I’m going to drill in deeper into what to look out for AND tactics that I’ve used to get investment…

Whoops I married my rate

 Here’s one of my least favorite mortgage sales cliches: You marry the house but you date the rate. Every loan officer when rates are high If you’ve never heard this before, it’s trying to convey to a nervous buyer that they’re keeping the house for the long term (marriage) but can refinance out of the…

Why the 20% Down Payment is a Home Buying Myth

This has gotta be the greatest whodunnit in the real estate game. At some point, someone said that to buy a home, you need a 20% down payment and enough people repeated it, that it just stuck. In this video I do a little myth busting on this Also I go point by point here…

If Mortgages Were Pants, Which Is the Best Fit for You?

Not everything you need to know about mortgages involves FICO scores, basis points, and loan to value ratios. Most people don’t need to fill their head with this kind of jargon anyway…so we’re simplifying it by comparing each major mortgage type to a pair of pants. Why pants? Well most of us wear pants or…

What you need to know about home appraisals in Los Angeles when qualifying for a mortgage

The appraisal is an important of the real estate transaction especially when getting a mortgage. We’ll cover some of the most important points here and in the video below: Why is the appraisal important when buying a home and getting financing? How does the appraisal impact a seller’s decision on which offer to go with?…

My Mailman: the unlikely property investment mogul

My mailman’s my hero. Well, actually it was my mom’s mailman from my childhood home in Wilmington. He owned a shit ton of real estate that he gradually acquired over many years. And he diversified too! He had a solid property mix which included single family and multifamily properties in California and Oregon. As time…

Taylor Swift Music For Every Stage of the Mortgage Process

Mortgage Process Tips and Taylor Swift Songs Go Hand in Hand, Obviously I’d be lying if I said the mortgage process can’t be stressful sometimes, but it is definitely worth it. Sure there are decisions and paperwork to get through, but who says you can’t embrace the ups and downs like national treasure Taylor Swift…

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Let’s take a look at millennials’ financial history

There’s no way around it: you have to build a budget

How much should millennials plan to spend on a home?

What if you fail the 28% rule of thumb test?

What about if you don’t have enough for a down payment?

What else should millennial homebuyers know?

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