If Mortgages Were Pants, Which Is the Best Fit for You?

Not everything you need to know about mortgages involves FICO scores, basis points, and loan to value ratios. Most people don’t need to fill their head with this kind of jargon anyway…so we’re simplifying it by comparing each major mortgage type to a pair of pants. Why pants? Well most of us wear pants or…

What you need to know about home appraisals in Los Angeles when qualifying for a mortgage

The appraisal is an important of the real estate transaction especially when getting a mortgage. We’ll cover some of the most important points here and in the video below: Why is the appraisal important when buying a home and getting financing? How does the appraisal impact a seller’s decision on which offer to go with?…

My Mailman: the unlikely property investment mogul

My mailman’s my hero. Well, actually it was my mom’s mailman from my childhood home in Wilmington. He owned a shit ton of real estate that he gradually acquired over many years. And he diversified too! He had a solid property mix which included single family and multifamily properties in California and Oregon. As time…

Taylor Swift Music For Every Stage of the Mortgage Process

Mortgage Process Tips and Taylor Swift Songs Go Hand in Hand, Obviously I’d be lying if I said the mortgage process can’t be stressful sometimes, but it is definitely worth it. Sure there are decisions and paperwork to get through, but who says you can’t embrace the ups and downs like national treasure Taylor Swift…

So, You’re a Los Angeles First-Time Home Buyer

Congrats—you’re ready to buy your first home. It’s a big deal, and like any major decision in your life, there are a lot of options out there, and it’s probably a bit overwhelming to figure out where to start. Not to worry, that’s why I’m here. So let’s get into what you need to know…

How to Build Credit to Buy a House (and not a Nissan)

“Where your job is your credit” Big Boy from Power 106 (where hip hop lives) If you lived in Los Angeles in the 90s, you KNOW this quote. I remember hearing Big Boy close out every Universal City Nissan radio ad with this classic line SO many times, it formed my entire young adult understanding…

Home Buying Commandments as Told Through ’90s Hip Hop

If I didn’t mention it yet– we added a new member to the Aragon Lending team. My adorable daughter, who, in addition to being stinking cute, requires a lot of late-night attention. (Believe me, this will be brought up at her annual review. 😉) One of the things that have been getting us through the…

Free mortgage advice from the top lender in Los Angeles

Let’s take a look at millennials’ financial history

There’s no way around it: you have to build a budget

How much should millennials plan to spend on a home?

What if you fail the 28% rule of thumb test?

What about if you don’t have enough for a down payment?

What else should millennial homebuyers know?

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