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Helping first time home buyers with financing since 2002.

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Let’s take a look at millennials’ financial history
There’s no way around it: you have to build a budget
How much should millennials plan to spend on a home?
What if you fail the 28% rule of thumb test?
What about if you don’t have enough for a down payment?
What else should millennial homebuyers know?
Best Apps for Remote Working
Remote Project Management Challenges and Solutions
Training Remote Employees
Best Remote Team Building Activities
What to consider when building an ADU
Financial Advice from Family and Friends is Free
Truth Time
Reality Check Your Dream House
Options for Making Your Dream Home a Reality

Home sellers are kinda like the rest of us…

Our friends at OpenListings shared a super helpful mortgage article that inspired us to breakdown three simple reasons WHY it’s important to get pre-approved before you shop for a home:

Are you good for it?

Homer simpson getting pre-declined

Home sellers are kinda like the rest of us…always looking for (pre) approval. Offers from pre-approved buyers carry more weight…because a home finance professional is putting their stamp on what the buyer can afford.



Falling out of love ain’t pretty

ralph wiggum heartbreak


Sure it’s fun to play “make believe”, but generally it’s better to know your budget before you fall in love with a home. Even better yet before your significant other and/or kids fall in love with a home.



The future depends on what you do today

Marge Simpson Gambling


There are always ways to improve your finances so you can hit your home ownership goals. Common examples are credit repair and paying off debt. Uncommon examples (aka not recommended) are gambling and ignoring your taxes. To get beyond the obvious advice, consult a mortgage expert (ahem!)